CDs & IRAs Rates
Interest rates and annual percentage yields are accurate as of May 1, 2016.
A penalty may be imposed for early withdrawal of certificates. Fees could reduce earnings on the account.
These rates are available to in-market retail customers. Special rate quotes will be provided by the corporate office for brokered funds, financial institutions, large companies, or public funds.
|Account Name||Minimum Opening Balance||Min Daily Balance to earn APY||Interest Rate||APY|
|7-31 Day CD||$500||$500||0.05%||0.05%|
|32-89 Day CD||500||500||0.15%||0.15%|
|90-181 Day CD||500||500||0.20%||0.20%|
|182-364 Day CD||500||500||0.50%||0.50%|
|1 year CD and IRA||500||500||0.65%||0.65%|
|15 Month CD||500||500||0.70%||0.70%|
|18 Month CD||500||500||0.75%||0.75%|
|2 year CD and IRA||500||500||0.75%||0.75%|
|30 Month CD||500||500||0.80%||0.80%|
|3 Year CD and IRA||500||500||1.10%||1.11%|
|4 Year CD and IRA||500||500||1.25%||1.26%|
|5 Year CD and IRA||500||500||1.25%||1.26%|
|Variable IRA account||500||500||0.77%||0.77%|
** Rates may change after account is opened.
** Depending on account type, if balance falls below minimum balance a service charge may apply.
For further rate information contact the State Bank at 903-667-2553.