CDs & IRAs Rates
Interest rates and annual percentage yields are accurate as of September 6, 2023.
A penalty may be imposed for early withdrawal of certificates. Fees could reduce earnings on the account.
These rates are available to in-market retail customers. Special rate quotes will be provided by the corporate office for brokered funds, financial institutions, large companies, or public funds.
|Account Name||Minimum Opening Balance||Min Daily Balance to earn APY||Interest Rate||APY|
|7-31 Day CD||$500||$500||0.00%||0.00%|
|32-89 Day CD||500||500||0.00%||0.00%|
|90-181 Day CD||500||500||3.00%||3.03%|
|182-364 Day CD||500||500||3.75%||3.80%|
|1 year CD and IRA||500||500||3.95%||4.01%|
|15 Month CD||500||500||4.10%||4.16%|
|18 Month CD||500||500||4.25%||4.32%|
|2 year CD and IRA||500||500||4.05%||4.11%|
|30 Month CD||500||500||3.15%||3.19%|
|3 Year CD and IRA||500||500||3.05%||3.09%|
|4 Year CD and IRA||500||500||3.05%||3.09%|
|5 Year CD and IRA||500||500||3.05%||3.09%|
|Variable IRA account||500||500||1.15%||1.15%|
** Rates may change after account is opened.
** Depending on account type, if balance falls below minimum balance a service charge may apply.
For further rate information or questions contact a State Bank Customer Service Representative at 903-667-2553.