CDs & IRAs Rates
Interest rates and annual percentage yields are accurate as of November 1, 2022.
A penalty may be imposed for early withdrawal of certificates. Fees could reduce earnings on the account.
These rates are available to in-market retail customers. Special rate quotes will be provided by the corporate office for brokered funds, financial institutions, large companies, or public funds.
|Account Name||Minimum Opening Balance||Min Daily Balance to earn APY||Interest Rate||APY|
|7-31 Day CD||$500||$500||0.00%||0.00%|
|32-89 Day CD||500||500||0.00%||0.00%|
|90-181 Day CD||500||500||0.50%||0.50%|
|182-364 Day CD||500||500||0.60%||0.60%|
|1 year CD and IRA||500||500||1.50%||1.51%|
|15 Month CD||500||500||1.65%||1.66%|
|18 Month CD||500||500||1.80%||1.81%|
|2 year CD and IRA||500||500||2.00%||2.02%|
|30 Month CD||500||500||2.25%||2.27%|
|3 Year CD and IRA||500||500||2.00%||2.02%|
|4 Year CD and IRA||500||500||1.85%||1.87%|
|5 Year CD and IRA||500||500||1.75%||1.76%|
|Variable IRA account||500||500||0.65%||0.65%|
** Rates may change after account is opened.
** Depending on account type, if balance falls below minimum balance a service charge may apply.
For further rate information or questions contact a State Bank Customer Service Representative at 903-667-2553.