Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and credit scores
  • Account balances and overdraft history
  • Checking account information and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons STATE BANK choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does STATE BANK share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes-information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Supplemental Mobile Privacy Disclosure
Before proceeding, please take a moment to read and understand what personal information the State Bank of DeKalb app might collect under certain circumstances and how this information is used. For more details, please review the complete Privacy Policy included from State Bank.
Why do we request access to personal information? The application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that before granting access to this information you will be prompted to give the application permission. If you do not wish to grant that permission, you may decline. If you later change your mind, those permissions can be updated in your device's settings.
Some possible examples of information your app may request access to are:
  • Location: Your location is used to prevent fraudulent activity and to display locations near you.
  • Contact Lists: Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose and that information will not be shared.
  • Camera: This app uses your camera to capture, check images, take pictures of receipts, scan ID, scan authorized QR codes and to conduct video chat.
Who we are
Who is providing this notice? STATE BANK
What we do
How does STATE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does STATE BANK collect my personal information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Apply for a loan or make a wire transfer
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • STATE BANK has no affliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • STATE BANK does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • STATE BANK doesn't jointly market.
Other Important Information

The State Bank of De Kalb is chartered, licensed or registered under the laws of the State of Texas and by state law is
subject to regulatory oversight by the Texas department of Banking. Any consumer wishing to file a complaint against
the State Bank of De Kalb should contact the Texas Department of banking through one of the means indicated below:
In person, or by U.S. Mail; 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; telephone No. (877)
276-5554; Fax No. (512) 475-1313; e-mail: consumer.complaints@dob.texas.gov. website: www.dob.texas.gov.